Travel Insurance

Essential Travel Insurance Information for Your Adventure with Rise Expeditions and Treks Pvt. Ltd. 

Adventure and risk are separated by the level of preparation you have. Heading into nature is an adventure; failing to secure proper insurance is a risk. To ensure your safety and peace of mind during your stay in Nepal, Rise Expeditions and Treks Pvt. Ltd. recommends purchasing comprehensive travel insurance.

As stated in our Terms and Conditions, Rise Expeditions is not liable for expenses arising from emergencies or unforeseen events. Additionally, foreigners cannot purchase insurance while in Nepal. Thus, clients must obtain a robust travel insurance plan from their home country. This plan should cover trip cancellations, helicopter evacuations, medical emergencies, illness, lost luggage, theft, disasters, death, and more.

Key Points to Consider for Your Travel Insurance:

  1. Helicopter Evacuation: If an accident or illness requires helicopter evacuation, we can arrange it but do not cover the costs involved. Without insurance specifically covering helicopter rescue, these costs can be very high.
  2. Medical Expenses: Medical treatment in high-altitude and cold conditions can be costly. Sometimes, a mobile medical team may need to accompany the helicopter crew, increasing expenses. Ensure your insurance covers these potential costs.
  3. Clear Communication with Insurer: When buying insurance, clearly explain your itinerary and risks to the insurer. This will help you get the right coverage and make the claims process smoother if needed.
  4. Consult Multiple Providers: It’s wise to compare different insurance providers before choosing a policy. Be specific about ‘mountaineering’ or ‘alpinism’ when discussing your needs.
  5. Trip Cancellation Coverage: Since client deposits are non-refundable, having insurance that covers trip cancellations is essential.
  6. Submit Insurance Documentation: Before arrival in Nepal, provide us with a copy of your insurance policy or certificate so we can take appropriate action if an emergency arises.

Recommended Insurance Providers:

Worldwide Coverage:

  • Adventure Sports Cover 360 (Recommended)
  • World Nomads
  • Generali
  • IM Global

For UK Citizens:

  • British Mountaineering Council (BMC)
  • DogTag UK
  • Adventures Insurance
  • Campbell Irvine

For USA/Canada Citizens:

  • Travel Guard
  • IM Global
  • TuGo
  • Ripcord

For Europe:

  • Europ Assistance
  • IHI Bupa
  • AXA Insurance
  • TCS (for Switzerland and France)

For Australian/New Zealand Citizens:

  • Cover-More Travel Insurance
  • Ripcord Rescue Travel Insurance
  • 1 Cover Travel Insurance

For Malaysia/Singapore Citizens:

  • AIG Travel Insurance
  • AIA Berhad
  • Alpha Global Solutions

Note: The insurers listed above are recommended for their coverage of emergency evacuations, medical expenses, travel protection, and other unforeseen circumstances such as theft and loss of luggage. Please confirm these coverages with the insurer before purchasing your policy.